FAQ

Who is SEG Funding?

SEG Funding connects small businesses with lenders and other funding sources nationwide in an efficient and transparent environment. No matter what stage of business you are in, we are here to help you Start, Expand and Grow your company with hundreds of debt products.  We have arranged over $600million in funding for our clients throughout the years and process more than 50,000 applications per year.

Why should I apply for a business loan through SEG Funding instead of going to my local bank?

We know that the application process can be intimidating for small businesses, especially for those seeking financing for the first time. When you apply for funding at your local bank whether you are a startup or well established business, you are only held subject to that banks products and guidelines. When you work with SEG Funding, we have a very large lender network that covers the entire nation so you can feel confident that you will get the best lending matches.

What are the loan amounts and terms offered?

The minimum loan amount from our lender network is $5,000 and the maximum is $5 million. Most of the loan products we work with are unsecured, which means you generally don’t have to tie up your business or personal assets to obtain the loan.  Repayments are flexible and are based on your loan product that matches your financial situation and can range anywhere from 3 months to 15 years.

What types of loan products can I find with SEG Funding?

We can connect you with lenders that do SBA Loans, Term Loans, Business Lines of Credit, Business Acquisition Loans, Commercial Real Estate Loans, Refinancing, Merchant Cash Advances, Business Credit Cards, and Equipment Loans. If you are a veteran or women owned business or minority, there are special loan programs to assist you.

How long does it take to get approved?

Applying for a loan through SEG Funding only takes a few minutes. Once you apply online or call in, one of our funding specialists will guide you through the approval process.  The lenders in our network generally approve qualified loan applications quickly and you are funded in as little as 24 hours.

What are the requirements to apply for a loan?

There are no requirements to apply with SEG Funding, however, the requirements for each loan product differ from lender to lender. When you apply with SEG Funding it increases your approval chances substantially because we track which lenders require certain items.  Some require a certain amount of time in business, others a certain credit score, others a certain industry.  This is why it is in your best interest to work with SEG Funding so we can help you navigate through the complicated lending process and what each lender requires.

Are the loans unsecured?

Yes, the loans are generally unsecured. This means that you don’t have to encumber your personal or business assets.

What Industries do you work with and is there time in business requirement?

Business loans are issued to US Businesses with a for-profit status. We currently are processing application for all industries excluding the following: Adult Entertainment, Drug Paraphernalia, Lending Institutions, Mining, Oil/Gas, Government and Non-Profits. There is no time in business requirements to apply for a business loan with SEG Funding.  No matter what stage in business you are in, we are here to help you Start, Expand and Grow your company.

What can I use the fund for?

The business loan you obtain from our lender network can be used for any business purpose. It is up to you to decide how you want to use the money.  Here are some examples how our clients have used their funds: purchase real estate, buy an existing business, start a business, marketing/advertising, equipment, hire employees, increase cash flow, renovations, inventory, etc.

Is SEG Funding a lender?

No, SEG Funding is not a lender. We work with a large network of lenders nationwide to connect you the borrower and then the lender that will accept your industry, time in business and credit to approve your application.


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